Scheme classification & Objective: Sahara Gilt Fund is an open ended gilt scheme investing 100% in Central/State government securities with a view to generate credit risk free returns and thus provide medium to long term capital gains & income distribution. Sahara Income Fund is an open-ended income scheme with a primary objective to generate regular income and secondary objective of capital growth through investment in debt instruments (likely around 80%) and money market and related securities (likely around 20%). Sahara Liquid Fund is an open ended liquid scheme with an investment objective to provide high liquidity and reasonable returns to unit holders from a portfolio of good quality debt and related instruments (likely around 30%) & Money Market Instruments (around 70%) Sahara Growth Fund is an open-ended scheme with an investment objective to achieve capital appreciation by investing in equity & equity related instruments (likely around 80%) and debt & money market instruments (likely around 20%). Sahara Tax Gain Fund is an open ended equity linked savings scheme with an objective to provide immediate tax relief and long term growth of capital to investors with equity & equity related instruments (likely around 85-100%). Sahara Mid-Cap Fund is an open ended Growth Fund with an objective to achieve long term capital growth at medium level of risks by investing primarily in mid –cap stocks. Sahara Wealth Plus Fund is an open ended growth fund with an objective to invest in equity and equity related instruments of companies that would be wealth builders in the long run. Sahara Infrastructure Fund: The investment objective would be to provide income distribution and/or medium to long term capital gains by investing in equity/equity related instrument of companies mainly in the Infrastructure sector. Sahara Fixed Maturity Plan 395 days is a closed ended income scheme with an objective to generate returns by investing in a portfolio of fixed income securities/floating rate securities normally maturing in line with the time profile of the plan. Risk Factors: Mutual Funds and securities investments are subject to market risks and the NAV of the scheme may go up or down depending upon the factors affecting the securities market. There can be no assurance or guarantee that the Scheme objectives will be achieved. The past performance of the previous scheme, sponsor or its group affiliates is not indicative of and does not guarantee future performance of the scheme. The sponsor is not responsible or liable for any loss or shortfall resulting from the operations of the scheme beyond the initial contribution of Rs. 1 lakh made by it towards setting up of the Mutual Fund. Sahara Gilt Fund, Sahara Income Fund, Sahara Liquid Fund, Sahara Growth Fund, Sahara Tax Gain, Sahara Midcap Fund, Sahara Wealth Plus Fund, Sahara Infrastructure Fund , Sahara Fixed Maturity Plan 395 Days are only the names of the scheme and do not in any manner indicate either the quality of the scheme, its future prospects or the returns. Please read the offer document carefully before investing. Applicable load: Sahara Liquid Fund: Exit & Entry: Nil, Sahara Gilt Fund: Entry Load – Nil: Exit Load : < Rs. 5 crore : Nil , >= Rs.5 crore : 1.00% if redeemed within 1 year. > = Rs. 5 crore :Nil . Sahara Income fund: Entry Load-Nil, Exit Load: Nil Sahara Growth Fund/ Sahara Midcap Fund / Sahara Wealth Plus Fund/Sahara Infrastructure Fund : Entry Load: < Rs.1 crore: 2.25% , >= Rs.1 crore: Nil, Exit Load: < Rs. 1 cr: Nil; >= Rs. 1 crore : 1% if redeemed on or before 3 months. Sahara Tax Gain Fund: Entry Load 2.25%, Exit load: Nil; For equity/ growth schemes (Investment under (SIP/STP)-Entry load: 2.25%, Exit load: 1% if redeemed on or before one year from the date of allotment for each SIP installment / STP. Statutory Details: Sahara Mutual Fund has been set up as a trust under the Indian Trust Act 1882 (liability restricted to the corpus of Rs.1 lac) with Sahara India Financial Corporation Limited as sponsor and Board of Trustees as Trust and Sahara Asset Management Company Private Limited as the Investment Manager to Sahara Mutual Fund.